INSURANCE REQUIREMENTS
In addition to agreeing to follow the IP Rules, the second requirement is having insurance. For the majority of Festival Vendors, this just means clicking on the box acknowledging that you have insurance for your business or event. For any business or event that is planning a special activity for the Forest Moon Festival, that is outside of the scope of their normal business operations, then they are required to attach a copy of an insurance certificate naming us.
This is easy to do and usually free.
See detailed instructions below.
For example, if you’re a restaurant that is just decorating, dressing up in costumes, and offering specials, then that is just business as usual-- so you only need to acknowledge that you have insurance.
However, if you’re a restaurant and you also want to have a “Forest Moon Obstacle Course,” something you don’t normally do, then you will need to take the extra step of providing a copy of your insurance certificate naming us.
LEVELS OF PARTICIPATION
REBEL TIER
The vast majority of vendors will fall into this tier of participation. If you agree to follow the IP rules, and you’re just theming out, dressing up, offering deals, and getting creative with your products to conjure the spirit of the Forest Moon Festival-- then just check the Rebel Tier Button on the form, confirming you have insurance.
The key here is that you are conducting business that falls in line with your normal business activities.
JEDI TIER
This is only for businesses, events, or community entities that are doing something outside the scope of what they normally do-- like creating a “Forest Moon Obstacle Course.” You still must follow IP rules, and can also theme out, dress up, offer deals, and get creative with your products.
The key here is that you’re doing something outside of your normal business activities, and therefor, isn’t normally covered by your insurance. In this case, check the Jedi Tier Button on the form and attach a PDF certificate from your insurance company as described below.
If you’re planning a special activity beyond your normal business, then we’ll need a copy of an insurance certificate naming us.
This is easy to do and usually free!
JEDI TIER INSURANCE ONLY
HERE’S ALL YOU NEED TO DO:
- Just contact your business insurance agent and provide them with the terms below.
- Hit the Jedi Tier button on acknowledgment #3 (on the Vendor Application)
- Attach a PDF of the additional insurance certificate to your Vendor Application.
- You’re done!
INSURANCE CERTIFICATE TERMS:
Each festival participating vendor adding an activity outside of the scope of their normal business, shall maintain Commercial General Liability (CGL) insurance with minimum limits of $1,000,000 for each occurrence, and $2,000,000 General Aggregate. Such CGL insurance shall be written on ISO occurrence form CG 00 01 or equivalent and shall cover liability arising from premises, operations, independent contractors, personal injury, advertising injury, and liability assumed under an insured contract (including the tort liability of another assumed in a business contract). Such CGL insurance shall name and include The Humboldt/ Del Norte Film Commission and all of its officers, directors, agents, and employees as “Additional Insureds” using ISO additional insured endorsement CG 20 11 04 13 or its equivalent. Each policy shall include a “separation of insureds” clause. All insurance certificates or other evidence of coverage required to be submitted to the Film Commission, shall be included with the application.